Pennies – Budget and Expenses

Pennies – Budget and Expenses

By Super Useful Ltd

  • Category: Finance
  • Release Date: 2014-10-09
  • Current Version: 5.9.2
  • Adult Rating: 4+
  • File Size: 73.74 MB
  • Developer: Super Useful Ltd
  • Compatibility: Requires iOS 12.0 or later.
Score: 4.5
From 1,965 Ratings


Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people. ••• Read the reviews and see what people are saying ••• "The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!" ••• MAIN FEATURES ••• > HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow. > HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track. > MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle. > INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you. > AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up. > FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money. > MULTIPLE CURRENCIES Use any currency in the world for individual budgets. > TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click. > SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know. > 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+ > TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies. > BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go! Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple. Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month. So, start budgeting how you want, when you want, without any worry. Start using Pennies today! If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too. Check out Pennies in action: Follow Pennies on Twitter – Contact me –



  • Simplicity. It’s greatest strength and weakness.

    By Jeviel
    Elegant and easy to use interface, but it lacks important attributes. The best way I can describe it is: simplicity at the expense of key features. I would suggest the following: 1. Incorporate Face ID. Currently, it feels as though my financial information is exposed. 2. Make the widget customizable and interactive. Currently, the widget feels like a shortcut to the app. It shows information I don’t need or want to display while my phone is locked. Also, the widget should be interactive in a way that users can enter new transactions directly from the widget. 3. Remove the constant request to subscribe to your newsletter every single time a budget is created. Leave it in the settings as an option or a one time pop up when the app is first installed. Currently it feels very forced. I absolutely love how beautiful and easy to understand this app is. Thank you for the opportunity to use your app and provide feedback.
  • Clean and simple, but with finicky controls

    By matmcc25
    The app is slick and looks great. It’s easy to use and only gets easier the more you use it. The only gripe I have with it is how finicky and hard it is to swipe on the main screen. Swiping right or left both have the function of switching through your budgets, or if you start your swipe closer to the edge of the phone it’ll go to all your budgets or your expenses. It’s a little hard to operate. Other than that, it’s really clean and simple. One thing to note is that it does not link to you bank account and automatically track your expenses. However, I prefer this more because automated expense tracking often messes up or categorizes incorrectly. That’s just something to keep in mind.
  • Not a bad app

    By Liberacorpus
    I just don't understand how to use it, really. It doesn't make sense to me. But that doesn't make it a bad app.
  • Exactly what I wanted to budget

    By sustop5
    I have tried multiple apps, most of which connect to your bank account, to help create weekly budgets. The problem is I don’t want that much information I simply wanted to give myself a budget of “x” amount of dollars for each category and this works PERFECTLY for that. I also love that I can use my Apple Watch to plug in my purchases on the go. Has really helped me!
  • 💕💕💕💕

    By thompkins1189
    I love this app it helps me budget my money 💰 every month
  • Still waiting for collab features

    By davidagantt
    I’ve patiently held onto this app for years waiting for collaboration features that have been promised for 2 years. Still nothing. I’ll change to 5 stars when my wife and I can update the same budget.
  • Awesome Budgeting App

    By Internet Machine
    This has helped me to keep track of a very strict budget. Love the breakdown from daily amount to the entire period’s total amount. Super easy to learn. The great thing is that it is so easy to record any amount spent. That is the single factor that has kept me using this app: simplicity. I love that it does not require me to link any bank accounts too.
  • Love this app but issue with IPhone X

    By mkjava1
    I’ve tried a lot of spending and budgeting apps and this one is definitely my favorite, has all the features and flexibility I’m looking for. However, I’ve had some issues with it either randomly freezing or crashing since I moved up to an iPhone X. I’ve deleted and reinstalled it, I’m on the latest version, no difference. I’ll sticking with it, but wish the problems could be resolved.
  • Awesome budget tracker

    By kristie hanson
    I’ve used this app for a year. Tried a new one after getting a new phone but quickly went back to Pennies. It’s so simple but completely covers my need for tracking/managing spending. I’m much more efficient in funds and after using this app I actually have enough to regularly put money in savings. I wouldn’t often go out of my way to leave a review but it is really such a great app that I actually enjoy giving a “tip” knowing how well the developers have helped me through their app. And again it’s finally got me to where I can put my budgeted amount into savings every month for the first time in my 39 years!
  • Excellent app for simple budgeting

    By BittyCakes
    I’ve been using this app for a few years and it has helped me stay within my budgets and save a lot of money as a result. It’s a nice looking app with a simple user interface. I highly recommend it!